Insurance coverage is possible because risk is spread among a large number of individuals or policyholders. Insurance companies operate best when they can correctly predict the amount of losses those they insure will incur over a given period of time. The best example of this auto insurance. T...
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New Federal Complaint Filed Against Pritzker for Picking Winners and Losers
Twelve Illinois citizens and four Illinois businesses have filed a lawsuit in federal court against Illinois Governor JB Pritzker seeking injunctive relief and damages for the most recent executive orders, the state-wide shut-down. The Plaintiffs’ lawsuit claims the Defendant’s acts of selective extra-Constitutional decrees and view-point Constitutional discrimination cannot be allowed to stand.
How We Our Keeping Our Offices Safe Amid The Pandemic
The last several weeks have been a challenging time and have caused a lot of uncertainty. Our law office has remained open and has continued to serve our clients in all capacities. If you require an in-person meeting, please know we are taking all necessary precautions for your safety and ours. Our office is equipped with plenty of hand sanitizer, sanitizing wipes, gloves, disposable masks and a UVC light that will sterilize our office space. We will continue to meet with our clients while practicing social distancing.
Covid-19 Pandemic and Your Constitutional Rights. We the People are in Charge.
As April came to a close, there have been numerous stories across the country regarding protests being waged at State Houses against restrictions and actions of certain governors with respect to their responses to the Covid-19 pandemic. Ultimately, the United States Constitution protects our right to associate, assemble worship, and travel. The current quarantine orders are obviously direct restrictions of these rights placed by governors of each respective state. Back in 1824, the Supreme Court recognized in Gibbons v Ogden that state authority includes the authority to enact “quarantine laws” and “health laws of every description.” Gibbons v Ogden, 22 U.S. 1 (1824) But does this mean during these times of extreme power enacted by the governors that our Constitutional rights should be non-existent or lost?
SMALL BUSINESS OWNERS ARE YOU MISSING AN EMERGENCY INCOME SOURCE? Follow Up
A couple of weeks back attorney John Kreamer wrote about emergency income that could be available under business interruption insurance plans. Over the past week Reuters explored this topic.
An Important Thing To Know Upon Returning to Work After the Pandemic
For many of you that are currently not able to go to work, or have been furloughed, the light at the end of the tunnel will finally arrive! Once you are able to return a question that may arise is whether your employer can ask you to provide a doctor's note certifying that you are Covid free? ...
SMALL BUSINESS OWNERS ARE YOU MISSING AN EMERGENCY INCOME SOURCE?
Unfortunately, it appears that the CARES Act loan program may not be enough to cover the tremendous losses businesses have suffered from home confinement and shelter in place orders mandated by states across the country. So, what can small businesses do? Are there any other sources of untapped emergency income relief? Can companies look to anywhere else for assistance? The answers to those questions may be “yes” if they have secured business interruption coverage through their first-party insurance coverage...
7 THINGS WORKERS NEED TO KNOW DURING THE COVID-19 OUTBREAK
As we are faced with the unique circumstances of current life in America, numerous legal questions arise for employees with respect to their rights under Title VII and the Americans with Disabilities Act (“ADA). In March, the Equal Employment Opportunity Commission (“EEOC”) addressed many ques...
WHAT EMPLOYERS NEED TO KNOW ABOUT THEIR NEW FMLA OBLIGATIONS UNDER THE FAMILIES FIRST CORONAVIRUS RESPONSE ACT
On Wednesday, March 18, 2020, Democrat House Bill 6201 became law. Democrat House Bill 6201 is formally referred to as the Families First Coronavirus Response Act (FFCRA). FFRCA guarantees free coronavirus testing, establishes paid leave, enhances Unemployment Insurance, expands food security initiatives, and increases federal Medicaid funding.